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Choose your location
Stamp duty rules and rates differ between Australian states and territories.
Property cost calculator
Stamp Duty Calculator
Estimate the stamp duty and selected government charges that may apply to your property purchase based on location, value and buyer circumstances.
Estimate your costs ↓Stamp Duty Calculator
Enter your property details and location to estimate stamp duty and related purchase costs.
Your result is a starting point. We can help you understand what it means for you.
Plan the upfront costs
See what may sit beyond the purchase price
Stamp duty can be one of the largest upfront costs of buying property. Use the estimate to build a more realistic budget before discussing your finance options.
Enter the purchase details
Use the expected property value and buyer information to generate an indicative cost.
Build the wider budget
Allow for duty alongside your deposit, legal costs, inspections and other purchase expenses.
Worth knowing
Rates, concessions and eligibility can change
The amount payable can depend on the jurisdiction, property type, purchase price, intended use and whether any first-home-buyer concession or exemption applies.
Treat the result as a planning estimate and confirm current figures with the relevant state or territory revenue authority or your conveyancer.
Frequently asked
Stamp duty, explained
Short answers to common questions when budgeting for a property purchase.
What is stamp duty?+
Stamp duty, often called transfer duty, is a state or territory tax that can apply when property ownership is transferred. The rules and calculation differ by jurisdiction.
Can first home buyers receive a concession?+
Some states and territories offer eligible first home buyers concessions or exemptions, often subject to price thresholds and other conditions. Eligibility should be checked against current government rules.
Can stamp duty be added to the home loan?+
The duty is generally an upfront purchase cost. A lender may consider the overall funds available and loan-to-value ratio, but whether your borrowing position can accommodate the cost depends on your circumstances and lender policy.
Planning a purchase?
Put the upfront costs into the wider finance picture
Talk with us about your deposit, borrowing position and the costs that may shape your next move.
